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A professional mortgage broker, Ashley's demonstrated management and leadership experience spans over across the real estate and finance industry. Her attention to detail, coupled with a proven ability for finding solutions and a commitment to client satisfaction, is the cornerstone of her success.

Ashley's knowledge of mortgage markets, industry trends, new loan programs, real estate trends and her relationships with past clients, real estate professionals, and community leaders brings an added value to investors, buyers, sellers, and partners.

Ashley graduated from The University of Texas at Austin with her Bachelor's degree in business and sociology, and earned her master's degree in business from Southern New Hampshire University. She is a licensed Mortgage Loan Originator through the National Mortgage Licensing Services (NMLS), the Texas Department of Savings and Mortgage Lending, and the Arizona Department of Financial Institutions.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


It was great working with Ashley. I am a first time buyer and she was always professional, informative, easy to talk with and made it all so easy. I definitely recommend Ashley. She was awesome. Thank you so much for all your help Ashley!!!! Monica Mitchell
I had a difficult closing situation, and Ashley was fantastic every step of the way, exploring different options and keeping me informed. Highly recommended! Joe Madureira CEO Airship Syndicate
Ashley, was amazing. At every point during my mortgage process she was there ready to help. All of my questions were answered in a timely manner. I put my trust in her and she delivered. Leslie King N/A
Ashley works nonstop. She is always available to answer questions. She is awesome Mehul Jariwala Mehul Jariwala
Ashley was amazing through the whole purchasing process for our new home build. The original lender would not even talk to me. I was then referred to Ashley Mathews. She came to me with solutions and worked with me to get my credit score up quickly. She was positive through the ... READ MORE Daniel Mays Retirement Counselor
Ashley is a brilliant resource for home loans. Her knowledge of the regulations around getting home loans is unmatched - another company told me I didn't qualify for a mortgage because of some income restriction that didn't apply to me! She knew better and was extremely helpful ... READ MORE Scott Strohmeyer Homebuyer
Ashley was great!! She was very on top of things and made getting our mortgage a smooth process! Quick to respond and able to answer all questions no matter the day or time:). Thank you Ashley! Would definitely recommend for future home buyers! Cara Ortega Cara Ortega
Ashley was always courteous, returned my calls. She is knowledgeable about the services provided by Amerifirst. Lloyd Merrell Lloyd Merrell
Ashley was awesome every step of the way. We are first time home owners so we didn’t know all the ins and outs of the process. She was always available to answer our questions. She even made time for us while she was literally on vacation on a cruise ship. She is very ... READ MORE Nathaniel Orphey New Home Owner
My husband and I were very pleased with Ashley and AmeriFirst Financial. Ashley was patient, helpful, and very responsive. We would definitely recommend Ashley to any of our family and friends. Nikki Smith Attorney
In the flux of closing, lending, and interest rate changes, Ashley successfully navigated the field and delivered exceptional results. GREGORY KOHLHOF ANALYST AT EOG RESOURCES
Ashley was very highly recommend by my realtor. She didn’t disappoint. Jeremy Twitchell Jeremy Twitchell Jeremy Twitchell
Ashley was very highly recommend by my realtor. She didn’t disappoint. Jeremy Twitchell Jeremy Twitchell Jeremy Twitchell
Ashley did a wonderful job on my new mortgage process - it was a VA loan with lots of detail and hard work - simply great attention to detail, knowledgeable and consistent communication the whole way! Ted Corbett
Ashley handled the loan for our very first home purchase, which is a BIG purchase and can be scary if you're not in the right hands. I have seen how great she is with clients I have referred to her, so I knew she would handle ours with the same amount of care. Her communication is ... READ MORE Allison Carr Realtor
Amazing is the only word I can use to describe Ashley. We were having trouble getting a mortgage (my husband is a contractor) and went to multiple banks and credit unions trying to get a mortgage with no luck. We were on the verge of losing our house when Ashley came in and literally ... READ MORE Megan Epperson Event Process Manager
Loved working with Ashley. Great communication, fast delivery, and very professional with the entire loan process. Easy to work with and had a wonderful experience in buying our first home. Provided a lot of educational knowledge for first home buyers. Calvin Carter and Jen Sayroo Software Developer and Marketing Manager
Ashley did a great job working with me as a self-employed person. She was very patient with my ever-ending questions and constant need for updates. Ron Levine CEO & President Healthcare2u Wellness, LLC
I had a wonderful experience working with Ashely. As a first-time home buyer, I wasn't sure what to expect throughout the process. Ashley made that process effortless for me, promptly responding to my questions and keeping the ball rolling. I was very impressed with the efficiency ... READ MORE Adrianne Marquez Franchise Support Manager
Ashley was the best loan officer who I experienced. She was nice, fast and accurate. I strongly recommend her as your loan officer! Jinhwan Kim
Closed on time, no hidden fees, quick response. Job well done! Sylvie Petitarmand Sylvie
Ashley was very helpful through the process, and is very sweet and kind! Anytime I had a question about the paper work, she would talk me through it and explain the paper work very well, would recommend her to my friends and family! Mayra Aguilar Client
Ashley is a true professional. From the first phone call, Ashley got to work to find me the best financing options available. She returns phone calls and emails promptly and uses her vast knowledge of the industry to close the deal quickly. I would't hesitate to recommend Ashley to ... READ MORE Adrienne Hagler
Ashley was incredibly amazing from beginning to end! If you have been looking, stop. There are none more personable, professional, kind, informative or fast! I had the best experience I could have imagined with Ashley. Treat yourself by doing the same. Thank you so much again Ashley! Tallie Ellis
I have to tell you Ashley was wonderful! Buying a house can be stressful but Ashley and her team made it so easy. I would highly recommend her for your home loan. David Schuler General Manager
Ashley was fantastic throughout our home buying process. She went out of her way to make sure my wife and I knew where we were in the process, from pre approval to closing. We wouldn't hesitate to recommend Ashely and her team. Anthony Katlubeck Software engineer
Ashley did an incredible job from start to finish in helping us secure a loan. She was very easy to work with and she was very easy to get in contact with. She works extremely hard to make sure you get what you need!! I highly recommend her if you are needing a loan! Bradley G Operations manager
Ashley was very informative along the entire process, and got me the best deal possible. I couldn't have asked for anything more. Sean Williams first time buyer
Ashley always does an amazing job for my clients! She is an amazing resource for clients in all stages of the home buying or refinancing process. She is a true problem solver, she is willing to think outside of the box ... because each situation is different. I can't thank Ashley ... READ MORE Kayla Sorrell Realtor
It was an absolute pleasure working with Ashley Matthews with refinancing my home. She was generous with her time, patient with me, and went beyond her duty to help me in every way possible. Tina Harryman
Our first home purchase. After 3 months of dealing with very poor lending company, I contacted Ashley (reference from a friend) for advice on what to do about this company that wasn't doing their job - seeking options. Recognizing that the fastest way from point A to B would be to ... READ MORE Kristian Oubre Director Of Technical Operations
Ashley lead the team that was working in a mortgage for me. She kept me informed every step of the way reminding me of milestones that needed to be met. She made the process as painless as possible. I couldn't be happier with how I was treated and will recommend Ashley and her team ... READ MORE Anthony Hope Senior Healthcare Analyst
Ashley did a great job her team was really helpful in refinancing our home saving us tons of money thank you for everything you did I would recommend using AmeriFirst Financial for your refinancing needs Travis W Hefley
Ashley Matthews did a fantastic job helping me through the load process for the purchase of my first home. She provided very clear and transparent information on what I would need to provide for my application as well as the process of the application. She kept me up to date at all ... READ MORE Steven Botes Accountant
Ashley did an impeccable job helping me buy my first home. I originally started with Bank of America, but by the time they would respond to me the property would be off the market. Ashley answered every phone call I made to her and took the time to answer all of my questions. She was ... READ MORE Laura Lee Harris Account Manager

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